Make your life easier when you bank better.

When you join Family Trust, you're not just a member of the credit union, you are an owner. That means we put your interests first, even ahead of our own. It means we are here to help you achieve all of your financial goals. It also means we're  here to make the daily ins and outs of managing your money easier and more convenient, with fewer fees and restrictions. Every day, in everything we do, your interests come first.

Join Todayp. 803-367-4100

Bank Where You Belong.

You’re more than an account number.
Experience banking with a purpose at Family Trust.

We're commited to putting you first by keeping members at the center of everything we do.

Helping People Achieve Financial Success

Providing Support Along the Way

Building Relationships with Members and the Community

Why Family Trust?

At Family Trust, we don’t have shareholders; we have members. We operate differently than traditonal banks. What’s the difference? Banks are in business to make money for their shareholders, but we are a not-for-profit credit union that exists to serve its members.

Founded in South Carolina, we’ve been serving our local community since 1957. We have a long history of supporting local charities, schools, and organizatons in our community. Over the years, we’ve partnered with many SC businesses provide financial solutions for their employees. We also volunteer to teach students about smart money management and offer workshops to local organizations.

Why join? Because we care about our community. And we’re commited to giving back.

What Our Members Are Saying

Betty answered all my questions and made it so easy to complete my auto loan.
-Stephanie

Quick and easy process thanks to your team of professionals.
-Terrance

Always there for me and my family; we do 95% of our banking with Family Trust.
-Robert

Betty Tucker is the greatest. She made the entire loan process a "breeze".
-Terry

I was in desperate need of help. Family Trust helped me out a lot.
-Ronald

FTFCU is the best banking experience in the USA.
-Gary



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Complete the form below and a member of the Family Trust team will reach out to discuss what checking option works best for you!

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Very quick, easy, and efficient!
-Sandra

Bank where you belong today.

225 W. White St., Rock Hill, SC 29730

Mailing address: Family Trust Center, P.O. Box 10233, Rock Hill, SC 29731

Federally Insured by NCUA.

Bank Where You Belong.

At Family Trust, We Understand.

Our goal is to make sure you know we are on your side and want to help you. It's that simple. You can count on us to listen to your needs, find a solution, and help you make the best financial decisions possible. Ultimately, we want you to feel good about your choice and your finances. Because here, you come first.

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Are you still banking where you held your first checking account? Maybe it's just where your family has always banked? Banking can be better; your bank can be somewhere you belong. Somewhere where you are more than an account number.

We believe banking is about more than transactions. It’s about:

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What Does This Mean For You?

This means that when you become a member of Family Trust, you're not just a number - you're an owner. As part-owner, your needs and interests take priority. Our sole purpose is to provide you with the financial products and services you need to manage your money effectively and achieve your financial goals.

We provide all the same services that a bank does, but unlike banks, we don't answer to shareholders seeking profits; we answer to our members. Since we don’t have shareholders, we often charge fewer fees, have lower interest rates on loans, and offer higher dividend rates, along with other perks and benefits.